SVP Director of Commercial Lending in Berkshire County

Salary: $175k - $225k

Schedule: Mon-Fri., 8a-4:30p

Reporting to the President/CEO, the SVP Director of Commercial Lending is responsible for managing and supervising the Bank’s portfolio of commercial real estate and non-real estate lending, with an overall objective of maintaining and increasing its asset quality; to develop new and maintain existing business relationships. This position supervises a team of 2-4 Commercial Lending personnel.

ESSENTIAL FUNCTIONS

• Oversees the responsibility of the Bank’s overall commercial loan portfolio; including growth, profitability and delinquencies (including loan workout and collections.)
• Responsible for the management of the entire commercial lending team.
• Responsible for the commercial loan portfolio credit quality, loan review and FDIC examinations.
• Presents requests to management and loan committee when the proposed loan is beyond departmental lending authority.
• Manages large or complex commercial loans, as needed, and counsels loan customers on loan management and beneficial financial strategies.
• Maintains and enhances information base on local and national economics, as well as other concerns that would impact the financial institution’s lending activities.

OTHER FUNCTIONS

• Makes recommendations to management on product improvements or changes.
• Oversees and recommends upgrades and improvements to financial institution policies and procedures. Ensures that any changes are implemented.
• Participates as a member of various Bank committees as assigned.
• Represents the Bank and provide leadership in key community activities and committees. Participate in professional associations; attend conventions, conferences and seminars
• Performs related duties as assigned.

SKILLS, KNOWLEDGE AND ABILITIES

• Bachelor’s degree in Business, Finance, or related field and/or 10 years’ experience in commercial lending or similar financial institution.
• Extensive knowledge of financial institution policies and procedures.
• Excellent communication, management, analytical and interpersonal skills
• Proven organizational and public relations skills