SVP Commercial Loan Officer Job Opportunity in Pittsfield, MA

Location:  Pittsfield, MA

Type:  Direct Hire

Salary:  $150-225k depending on experience

TEC is recruiting for a highly respected local bank in the Berkshires. We are looking for a knowledgeable SVP Commercial Loan Officer to help head the department and bring in more business opportunities.

JOB DESCRIPTION

Responsible for all commercial lending and related activities. Recommends policies and objectives and is accountable for a commercial loan portfolio. Responsible for commercial real estate and non-real estate lending.

JOB FUNCTIONS

• Analyze and monitor the creditworthiness of the bank’s customers and prospects. 
• Analyze financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. 
• Interviews applicants for commercial loans and recommends approval within the established bank policies. 
• Presents requests to management when the proposed loan is beyond departmental lending authority. 
• Packages loans and recommends loan terms and conditions. 
• Manages large or complex commercial loans, as needed, and counsels loan customers on loan management and beneficial financial strategies. 
• Directs and implements business development activities, such as customer calls on prospects. 
• Maintains and enhances information base on local and national economics, as well as other concerns that would impact the financial institution’s lending activities. 
• Makes recommendations to management on product improvements or changes. 
• Oversees and recommends upgrades and improvements to financial institution policies and procedures. Ensures that any changes are implemented. 
• Perform such other duties and responsibilities as assigned.

SKILLS, KNOWLEDGE AND ABILITIES

• Bachelor’s degree in Business, Finance, or related field and/or 10 year’s experience in Commercial lending or similar financial institution. 
• Extensive knowledge of financial institution policies and procedures. 
• Excellent communication, management, analytical and interpersonal skills
• Proven organizational and public relations skills.